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First National Bank Allendale Taking Steps to Prevent Coronavirus

As the Coronavirus (COVID-19) spreads throughout the United States, The First National Bank of
Allendale has been focusing on what we can do to help contain the virus while continuing to serve the
banking needs of our valued customers. That goal, combined with our concern for our employees and
community has prompted the following action:

Effective March 18, 2020, all full-service banking facilities of The First National Bank will offer drive-thru
service during normal business hours, 24 hour ATM service, and night drop availability. Lobby
customers will be served on an appointment basis only. You should expect no disruptions when using
your debit card. The White County production office will provide 24-hour ATM access and appointment
only lobby service. In addition to our drive-up windows, you can access your accounts through our
mobile app and online at e-firstnationalbank.com. Please contact us at 618-263-6511 for lobby
appointments and assistance with our electronic services.

I also want to assure you that we have extensive and detailed business continuity plans in place to make
sure that we continue to provide you with all essential banking services. While this pandemic is a
unique situation, The First National Bank of Allendale has over 113 years of experience and a proven
history of protecting your deposits and providing continued access to your funds. This will continue to
be the case. We remain safe, sound, and FDIC insured.

We appreciate your understanding and cooperation in the interest of public health and wellness. When
required, we will provide you with additional updates and information on our website and Facebook
page.

Best Wishes,
Donald W. Price, President & CEO
The First National Bank of Allendale

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